Fidelity Insurance

Fidelity Insurance

What is Fidelity Guarantee Insurance?
Fidelity Guarantee insurance is an insurance policy designed to indemnify the Insured (the employer) for the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.


Why need Fidelity Guarantee Insurance?
Companies are exposed to significant financial losses annually, due to crime committed by employees and it is reported that Fraud is on the increase. Combined with the growth in the use of electronic data and asset transfers, the fidelity losses faced by employers are increasing substantially.

Fidelity guarantee insurance is most often sought by companies where employees are more likely to cause financial loss because of their constant exposure to cash, stocks or other assets. The potential losses that could arise from fidelity, especially with the increase in computer crime, make it pertinent that those employers at risk use fidelity guarantee insurance as a risk management tool.


What is covered?
The cover provided includes reimbursement for loss resulting from:

  • dishonesty,
  • fraud,
  • loss of property,
  • loss from loans or trading

committed by an employee for improper personal financial gain. Theft of property by computer fraud and the theft of funds from the insured’s transfer account at a financial institution are also indemnified. In addition, defence costs, judgments and settlements are accommodated by the terms of the contract.

Please call our Customer Center at +62 21 7975959, or email us at

Our staff will gladly assist you and provide further explanation about this product.

Alternatively, you may complete the Contact Form and wait for our response