The Indonesia standard motor vehicle policy provides basic cover to your motor vehicles that can be extended to cover the motor vehicles against some possible risks.
There are 2 coverages
1. Coverage to the motor vehicle
Covering loss and or damage on the motor vehicle and or interest insured directly caused by 1.1. collision, clash, overturning, sliding, or plunging, misconduct, stealing, fire.
2. Coverage to Legal Liability Insurance Against Third Parties
Covering loss or damage to the properties, medical expenses, bodily injury to demise of third parties due to your motor vehicles.
There are some extended risk such as:
- Riot strike malicious damage civil commotion
- Act of God i.e. flood
- Personal Accident for driver and/or passengers
- And many others